loans

Growing our future better.

L1 - General Loan

This is our general loan product for members that can be applied to most purposes

  • At an approved ratio of 1:1 / 1:2
  • Repayment rate of 1% interest per month for a term of 36 months.
1:1 / 1:2

approved ratio for loans

1.0% interest

per month for a term of 36 months

L2 - School Fee Loan

Designed specifically for educational purposes or paying of school fees.

  • Approved Loan ratio 1:2.
  • Repayment rate of 1% interest per month for a term of 24 months.
1:2

Approved ratio

1.0% interest

on monthly repayment rate

L5 - Investment Loan

The Investment loan product is tailored to empowering members planning to starting up a small business, purchasing personal assets to improve their living standards, or to build personal wealth. With an annual interest of 18% per annum or 1.5% per month. Maximum loan terms of 72 month (Loan Ratio 1:4). Conditions apply.

  • Approved Loan ratio 1:4.
  • Repayment rate of 1% interest per month for a term of 24 months.
1:4

Approved ratio

1.5% interest

on monthly repayment rate

L6 - Refinance Loan

The Refinance loan product is tailored to assist members with an existing loan.

  • Approved Loan ratio 1:2.
  • Repayment rate of 1% interest per month for a term of 24 months.
1:2

Approved ratio

1.0% interest

on monthly repayment rate

L7 - General Unsecured Loan

This is our general unsecured loan product for members that do not meet the requirements of a general loan. It does require further assessment of your income and regular savings, and ability to repay it.

  • At an approved ratio of 1:2
  • Repayment rate of 1% interest per month for a term of 24 months.
1:2

approved ratio for loans

1.0% interest

per month for a term of 24 months

Interested in Membership?

Become a member and start saving and growing your future better.

  • Instant Membership *
  • Instant Savings *
  • Instant Approval *
  • Instant Cash Access *
* Strict conditions apply